About the Professional Liability (E&O) Insurance Policy

Available Policy Limits:

$1,000,000 per claim / $1,000,000 annual aggregate

$1,000,000 per claim / $2,000,000 annual aggregate

$2,000,000 per claim / $2,000,000 annual aggregate

*Higher limits can be offered via excess liability. Subject to underwriter review and an additional premium

Deductible:

$2,500 per claim, with multiple deductible options available

Policy Type:

Claims Made

Policy Coverage:

Professional Liability (E&O)
Coverage for Contingent Bodily Injury and Property damages resulting from your professional services

Other Policy Benefits:

Worldwide coverage (subject to policy terms and conditions) - as long as the suit is brought in the United States
Broad definition of professional services including the ability to expand the definition per your specific services that are offered

Part-time Coverage Options Available

If you provide independent consulting services on a part-time basis, you may qualify for the part-time coverage option.

$1,000,000 Limit

$2,500 Deductible

Subject to Minimum Premiums

About the Insurance Carrier

Lloyd’s of London

Lloyd’s of London has a history dating back more than 300 years, and has grown to be the world’s leader for specialty insurance.

“A” (Strong) rated by Standard & Poor's

“A-” (Excellent) rated by A.M. Best Rating

PLEASE NOTE:

This is only a partial, general description of the policy benefits and does not constitute a contract. Policy coverage and benefits are subject to the terms, conditions, and exclusions contained in the policy. The policy will govern if any conflict exists between these highlights and the policy. For complete provisions and exclusions, please refer to the policy itself